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Information on racial makeup of neighborhoods was obtained from publicly available U. I wanted to evaluate the same data they use to make their credit card decisions," Cohen-Cole says.

"When you fill out a credit card application, you do not fill out your race.

Consumer advocates and fair lending activists, however, say the study is just the latest evidence of systemic, institutionalized racism prevalent in the financial markets.

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They only want to collect your personal identification and credit card details so they can steal your personal contact details and commit further fraud.However, they do know where you live and they do know the racial makeup of where you live.By using that information, you can determine if the racial composition of the neighborhood is one of the criteria they are using." He adds: "The fact that credit is being differentiated by location is well known now.) and are published on free sharing platforms such as Facebook, Blogspot and Google Plus.Unfortunately, once the money and/or documentation has been sent, the scam is now complete and all fake profiles will be deleted and the scammers will cease all form of communication.This serves as a proof that you are safe, legit and free from harm., they will provide you my full details including my hotel address and contact number as long as you pass their check it takes like 2 minutes. If you have nothing to hide then MESSAGE me back then i’ll give you the instruction on how to get Verification ID okay babe ..😘😘😘” WARNING: You are being scammed!Decades ago, lenders were said to draw a red line on a map around areas targeted for differential treatment, hence the term redlining.The research used data on more than 285,000 people supplied by a major credit reporting bureau.The question is whether or not they are also differentiating by racial composition of those neighborhoods ...the answer is yes." A Federal Reserve study of more than 285,000 people found those living in white neighborhoods were more likely to get credit cards than people living in black neighborhoods.


  1. Jan 25, 2018. Finally, you will be armed with knowledge about the best reward programs that allow you to travel, save money, shop at your favorite stores like a VIP, and more. For those starting out with no credit history or starting over from hard times, this article also features an entire section on cards that can help you.

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